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Dear Payday Loan
Consumer,
Are you paying payday loan companies with
your whole paycheck? Do you wish you had your payday loans
organized so you can see the big picture? With the Payday Loan
Organizer spreadsheet you get just that. A simple and
easy to use calculator spreadsheet that will show you
your paycheck balance each payday. You can create what if
scenarios and find out what happens when you make a loan
payment or skip a payment (rollover a payment). You can better
manage your payday loan payments when you see what you are
really paying out each payday.
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"The
Payday Loan Organizer spreadsheet will help you
manage your payday loans "
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The online payday loan industry volume is
around 7 billion dollars a year with over 1 billion dollars in
loan fees paid by consumers. You are part of a huge
industry. Consumers have an average of 8 to 13 loans per
lender each year. An average of 60 % of loans are made either
the same day renewals or new loans taken out immediately after
paying off a prior loan. Not taken into account is the number
of loans from different lenders taken out at the same time. If
you are one of these consumers with multiple loans, you know
you will have to manage your loan payments, rollovers and
interest charges. Maybe you have your own system to do that,
you memorize things or write your information down on
scrap paper or use some kind of bookkeeping material. You
can stop that when you use the Payday Loan Organizer
spreadsheet to properly organize your loan payments,
rollovers, interest charges and budget.
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"Payday
Loan Organizer spreadsheet will organize your
payday loan payments, rollovers, interest charges and
your budget."
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Why a spreadsheet? You may have learned how to
use a spreadsheet in school or at work. A spreadsheet is
simple and easy to use.The Payday Loan Organizer
spreadsheet is an simple calculator that
I developed. I looked around on the internet for
a spreadsheet calculator to organize my payday loans and
I could not find one. I decided to build my own. The result of
this is the Payday Loan Organizer spreadsheet. I hope you find
it a useful tool. Graphical representations of the
spreadsheet that follow are actual screenshots. : )
Some of the Payday Loan Organizer
features are:
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Organize up to six payday loans
per payday
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Calculates payday loan amounts and
loan interest charges
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Calculates rollovers and rollover
charges
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Calculations automatically done
once you input your amounts
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Calculates your paycheck balance
each payday
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Calculations done for each payday
showing unpaid amounts
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Store payday loan company
information in spreadsheet or online
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Three main spreadsheets and
six in total to work with
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Create what if scenarios by
changing your loan or rollover amounts
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Create a biweekly budget linked to
your paycheck balance and new loans
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Actual budget sheet included to
compare with your biweekly budget
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Calculates APR% for each payday
loan
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Calculates Total Interest
charges on all loans and rollovers
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Simple and easy to use
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Online help page and
forum support
The Payday Loan Organizer spreadsheet makes your
unmanageable payday loans manageable. You will
be in control of your payday loan debt not the payday
loan companies. This spreadsheet is a do it yourself
solution to payday loan debt. Without a tool like this
spreadsheet you will lose track of what you owe and you
could default on your payday loans. Do not default on your
loans as payday loan companies are notorious when collecting
for unpaid loans. Finding and using a payday loan debt
consolidation is a long and expensive process. Do you
want to go there?
Why use the Payday Loan Organizer
spreadsheet. It is the same spreadsheet I used to
manage my own payday loans. I had 5 payday loans to
manage before I got out of debt. Using the
spreadsheet is easy, set up your biweekly pay dates and
paycheck amount, set up your loans, set up your budget, then
follow your paycheck balance and budget balance. Adjust your
loan payments and budget expenses to keep your budget balance
positive. Once you use the spreadsheet you will find these
instructions simple and easy to learn.
The spreadsheet will show you at a glance
whether or not you are managing your payday loan debts
properly. You need to start using a budget right away, the
key to organizing your payday loans is to follow your
budget.
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"Payday
Loan Organizer spreadsheet is a simple and easy to
use application "
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Note: to use the Payday Loan Organizer
spreadsheet requires Microsoft Excel or Open Office Calc.
Remember..you won't find an spreadsheet like this
anywhere...you will find loan organizers on the internet but
they won't be specifically for payday loans. All the loan
organizers I found when I searched the internet were
complicated and for other types of loans.
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Regular
Price $7.00
Get It Now
For Only $3.00
Download Link
Below |
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